You paid for coverage.
We make sure you get it.
After the storm comes a stack of filings — insurance claims, FEMA assistance, SBA disaster loans, and deadlines most homeowners miss. ClaimRestored covers all of it. Start with a free AI review in 3 minutes.
- No credit card required
- 3 minutes — free
- Insurance · FEMA · SBA covered
- 100,000+ FL DFS records
- No lawyer required to start
- Call Alex 24/7 — 904-747-9874
† Founder's personal case — $23,266 carrier offer → $792,621 settlement. Read the story ↓
Why it matters
Most Florida homeowners leave money on the table —
because they don't know the window.
Florida law gives carriers strict deadlines to act on your claim. Most policyholders don't know when the clock started, what was missed, or how their settlement compares to similar claims in their county.
The carrier has 90 days to pay or deny after you submit a claim
Most homeowners don't know that disputed items must be itemized in writing. Carriers rely on that. ClaimRestored shows you what was itemized — and what wasn't.
Source: Florida Statutes §627.70132
A 2010 Florida Office of Program Policy Analysis study found policyholders with professional representation recovered significantly more than those without. ClaimRestored helps you understand the gap — before you decide your next step.
100,000+ FL DFS records — organized by carrier, county, and storm
ClaimRestored holds the most complete structured CRN dataset outside the DFS itself. Our AI compares your claim against similar filings to identify categories that may have been missed or underpaid.
Your window to reopen may be closing — most homeowners don't know it exists
Florida law gives homeowners 18 months from the last settlement payment or denial to file a supplemental claim. A closed claim is not a final claim. But once that window closes, it closes permanently.
Source: FL §627.70132 · FL §627.7011
From storm to full recovery
Four steps to your recovery plan
Start with your insurance claim. We'll cover FEMA, SBA, and every deadline in between. No commitment required until you decide to move forward.
Upload your documents
Share your claim estimate, policy declarations page, and any carrier correspondence. Uploads are encrypted and handled under strict privacy controls.
AI reviews your claim
Our 10-agent AI pipeline compares your settlement against 100,000+ FL DFS records — filtered by county, carrier, storm type, and claim category.
Receive your gap analysis
You get a clear report showing how your settlement compares to similar claims and identifying categories to investigate — before any fees or commitments.
Build your full recovery plan
Build your full recovery plan — insurance gaps addressed, FEMA assistance walkthrough, SBA disaster loan prep, and every statutory deadline tracked. Your path, your pace.
See it in action
How AI changes the claims game for Florida homeowners
A 3-minute walkthrough of how ClaimRestored's AI pipeline reviews your claim against the FL DFS database and generates your gap analysis report.
Government programs
Insurance is only part of your recovery. FEMA and SBA can add up to $687,200 more.
Most Florida storm survivors don't apply for federal programs — either because they don't know they qualify, or because the process feels overwhelming. ClaimRestored walks you through both.
Founding Cohort 1
Free for Florida homeowners who act now.
The full ClaimRestored platform — insurance claim review, FEMA assistance guidance, SBA disaster loan prep, document organization, and deadline tracking — at no cost for the first Florida homeowners in Founding Cohort 1.
- AI-powered claim review — 3 minutes, free
- Settlement gap analysis vs. 100,000+ FL DFS records
- Document organization + statutory deadline tracking
- AI-drafted supplement letter guidance
- CRN benchmarking by county, carrier, and storm
- FEMA IA walkthrough + SBA disaster loan preparation
After Founding Cohort 1, ClaimRestored offers simple flat-fee plans: $0 free check · $299 Claim Advocate · $499 Full Advocate. No percentage of your recovery — a flat-fee option is always available.
Not a law firm. Not a public adjuster taking 15% of your check. Just data — on your side of the table.
What to expect
What Florida homeowners are learning.
"I finally understood what my estimate was missing. The report showed me categories I never would have known to ask about."
"I didn't realize how much my carrier had left out until I saw the comparison. Worth every penny of the flat fee."
"The FEMA walkthrough alone was worth it. I had no idea I qualified — or how to apply without making mistakes."
These are illustrative scenarios — not testimonials from real users. ClaimRestored is in founding cohort launch. Outcomes depend on policy terms, carrier, storm type, and documentation. ClaimRestored surfaces potential gaps — it does not guarantee recovery amounts.
Our story
Built by someone who has been through it.
"My carrier offered $23,266. The actual settlement was $792,621. I built this so you don't need a lawyer, a PA, or my 18 months of trial and error to get there."
ClaimRestored was founded after I went through the FL insurance claims process myself — from a $23,266 carrier offer to a $792,621 settlement. I built this so every Florida homeowner has the same intelligence on their side of the table.
The platform is built on 100,000+ FL DFS Civil Remedy Notice records — structured and AI-enriched by a 10-agent pipeline running on Claude Sonnet. No competitor has this structured.
Common questions
What Florida homeowners ask us
Insurance. FEMA. SBA.
One platform. Every filing you're owed.
Free for Founding Cohort 1 · Limited spots. No credit card. No commitment. No lawyer required to start. Or call Alex 24/7: 904-747-9874